Information about the Indonesian Healthcare system and insurance system.
Indonesia's healthcare system has a mixed structure. There is a health insurance system throughout the country called Public Health Insurance (BPJS Kesehatan). This insurance system offers access to healthcare to all individuals, including Indonesian citizens and foreigners. BPJS Kesehatan is an institution created by the government to facilitate individuals' access to healthcare. This insurance system is financed by monthly premium payments of citizens and employees. Premium payments are determined according to the person's income and the sector in which he works. Premium payments are determined according to the person's income and the sector in which he works. BPJS Kesehatan covers emergency and routine healthcare services. Insured people can benefit from doctor's examinations, medications, laboratory tests, surgeries and other medical services in hospitals. However, there may be situations where some specific healthcare services and medications are not covered. Indonesia's healthcare system is better in urban centers and larger cities. However, access to healthcare may be more limited in rural areas. Therefore, some people may choose to benefit from a wider healthcare network by purchasing private health insurance. Additionally, there are private companies in Indonesia that also offer international health insurance. This insurance is especially important for foreigners and offers more comprehensive healthcare. This type of insurance can be used to cover foreigners' medical expenses while they are visiting or working in the country. As a result, the healthcare system in Indonesia has a mixed structure. Those included in the Public Health Insurance (BPJS Kesehatan) system have access to state-supported healthcare, while private health insurance also offers more comprehensive healthcare. While access to healthcare is easier in urban centers and large cities, it may be limited in rural areas.
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