Information about the Saint Pierre and Miquelon Health system and insurance system.

Saint Pierre and Miquelon is a French overseas territory and part of France. Therefore, the healthcare system and insurance system are the same as the French healthcare system and insurance system. In Saint Pierre and Miquelon, healthcare is provided by the French Social Security System (Sécurité Sociale). This system aims to provide free or low-cost healthcare to all French citizens and resident foreigners. The French Social Security System covers medical services as well as medications, laboratory tests, hospital treatment and other healthcare services. Insured individuals may receive some or all reimbursement for their healthcare services. The reimbursement rate typically ranges from 70 to 100 percent and can vary depending on a person's income. People living in Saint Pierre and Miquelon must register with the French Social Security System and obtain a social security number (Numéro de Sécurité Sociale). A social security number is required to benefit from health services. Private health insurance (Mutuelle) is also widely used. This insurance is used to cover some or all of the expenses that are not reimbursed by the French Social Security System. Private health insurance is an important option for people who want to cover additional costs and better services. In summary, in Saint Pierre and Miquelon the healthcare system is managed by the French Social Security System and healthcare is provided free or at low cost. Private health insurance can be used to cover additional costs.

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