Sint Maarten (Dutch part) Information about the healthcare system and insurance system.

Sint Maarten is an island country belonging to the Kingdom of the Netherlands. The healthcare system and insurance system are similar to the Dutch healthcare system and insurance system. Healthcare in Sint Maarten is based on a system called Universal Health Insurance (Algemene Ziektekosten Verzekering - AZV). This insurance system provides access to healthcare to all Sint Maarten citizens and foreigners working on the island. AZV collects premiums from individuals to fund medical services. Premiums are paid by sharing between the employer and the employee. Additionally, premium exemption is provided to people below a certain income level. The healthcare system in Sint Maarten is organized at three levels: primary healthcare, secondary healthcare and tertiary healthcare. Primary care includes essential health services such as family doctors, pharmacies and health centres. Secondary care includes specialist health services for more complex health problems. Tertiary healthcare includes hospitals and medical centers that provide more specialized healthcare services. Private health insurance is also available in Sint Maarten and preferred by many citizens and foreigners. Private health insurance provides citizens with the opportunity to provide a wider range of health services. This insurance may cover primary healthcare as well as secondary and tertiary healthcare. Healthcare in Sint Maarten is generally adequate and of good quality. The island follows Dutch healthcare standards and is regularly inspected to ensure the quality and safety of healthcare services. In case of emergency, hospitals on the island provide emergency medical services. However, the healthcare system in Sint Maarten may face some challenges to ensure the full coverage and quality of its services. Factors such as population growth, limited resources, and the lack of some healthcare professionals may cause some difficulties in accessing healthcare services. Therefore, there may occasionally be waiting times to access healthcare on Sint Maarten. As a result, the healthcare and insurance system in Sint Maarten is based on a system called Universal Health Insurance. This insurance system provides access to health services to all citizens and working foreigners. Additionally, private health insurance is also available and preferred by many people. Health services are generally adequate and of good quality, but may face some difficulties.