Information about the New Caledonia Healthcare system and insurance system.

New Caledonia is an overseas community under French rule and therefore its healthcare and insurance system is similar to France. Healthcare in New Caledonia is typically provided by the government and may be free or low-cost. Health services are provided through various health facilities such as health centres, polyclinics, hospitals and private health institutions. The insurance system in New Caledonia also operates in harmony with the French social security system. The social security system was created to provide healthcare services to employees and their family members. This system includes an insurance plan called general health insurance (assurance maladie) in which all employees participate. General health insurance covers some or all of the medical services and reduces the treatment costs of patients. Insurance premiums are deducted from employees' salaries and employers pay a portion of the premium. In New Caledonia, the social security system includes health care as well as other social benefits such as retirement, unemployment insurance and family benefits. This system is open to all citizens of New Caledonia and anyone legally living in New Caledonia. However, private health insurance is also available in New Caledonia and may be chosen to cover additional health services that are not covered by general health insurance. The healthcare and insurance system in New Caledonia is generally of good quality and aims to provide citizens with effective and accessible healthcare services. However, there may be additional costs for private health insurance and extra healthcare services.